Tag Archives: diamond jewelry

Get In the Know: Learn About Diamond Insurance, Appraisals, & Certificates

As jewelry enthusiasts, we have some major love for diamonds (we know you do too!). We know you value your diamond jewelry, which is why it’s so important to care for your diamonds properly and understand diamond insurance, appraisals, and certificates. Just think, what would you do if your engagement ring chipped or was stolen…!  Get in the know with the below information.

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Insurance – Get those diamonds insured! There are several ways to insure your diamonds. If you’re a homeowner, you can purchase an extension on your homeowners’ policy. Another option is through a jewelry retailer who offers insurance, but make sure you do your research and compare plans first! The last way is to insure through a company that specializes in jewelry insurance such as Jewelers Mutual.

Appraisals – All insurers require an appraisal document. This document contains diamond information including a description, the diamond value, sales tax (this may or may not be included), treatment information, inscriptions, and at times other documentation located in an addendum. The value of a diamond is calculated by a number of factors such as the 4 Cs (cut, color, clarity, and carat weight), current retail prices, the metal weight, the origin of the materials, and the craftsmanship and design of the piece.

Certificate – A diamond certificate (cert) is also known as a diamond grading report and proves a diamond exists. A cert includes the carat weight, measurements, grades for the 4 Cs, and additional information such as an image of the diamond showing its inclusions. A cert created by a gem lab is much more accurate than a cert created by an individual involved with the diamond sale.

DiamondLegal_blog_20150708_b_ Feel free to ask any questions in the comment section, and if you’re in the market for some diamonds, check out the selection at Jewelry.com!

Jewelry.com’s Holiday Gift Guide

The holidays are almost here, and it’s time to start that holiday shopping! If you haven’t started thinking about gifts yet (hey, we don’t blame you), we have a perfect solution – jewelry! Of course we may be slightly biased, but we tend to think jewelry makes the perfect present. Check out our jewelry gift guide below.

Swarovski Jewelry – Sparkly, shiny, and pretty. You can’t go wrong with a piece of Swarovski Jewelry. Just in time for the holidays, Jewelry.com has several new pieces for you to choose from. Earrings, pendants, cocktail rings, and bracelets, Jewelry.com’s Swarovski collection has a little something for everyone. HolidayGiftGuide_blog_20141125_a Diamond Jewelry – Ah, diamonds, a girl’s best friend (no argument there!). Diamonds are great stocking stuffers, don’t you think? We don’t know any woman who wouldn’t love to find a gorgeous diamond necklace, tennis bracelet, or dare we say ring, in their stocking. For diamond jewelry, visit Jewelry.com’s diamond jewelry collection. HolidayGiftGuide_blog_20141125_b Designer Jewelry – Everyone loves a piece of designer jewelry, and Jewelry.com is proud to offer unique jewelry from 20 different designers. For the vintage lover, shop Van Kempen. For a unique gemstone design, check out Carolyn Pollack. For something a little more elegant, visit Guy Laroche, Jewelry.com’s newest designer, and let’s not forget about men’s jewelry located in the Black & Blue boutique. Visit the designers page to see jewelry from all 20 designer boutiques.

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Happy Gifting!

Diamond Certificates, Appraisals and Insurance

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On Diamond Certificates, Appraisals, and Insurance

Diamond jewelry is a precious investment. Protect your diamond jewels with these essential documents that will make you sleep a lot better at night.

Next to buying a home or car, buying a major diamond jewelry item like an engagement ring is likely to be one of biggest purchases you’ll ever make. That’s why it’s so important to be able to verify the characteristics, quality and value of your diamond in case it’s ever damaged, lost or stolen.

To help ensure that you don’t become just another “statistic,” here is a brief practical guide to diamond certificates, appraisals and insurance and what they can do for you.

Certificate – Also known as a diamond grading report, this is a professional evaluation of a diamond’s quality and characteristics. A certificate, or “cert” as it is often called in the trade, provides proof of a diamond’s identity. The best, most accurate certs are performed by independent accredited gem labs – such as the Gemological Institute of America and the American Gem Society – that were not involved in the purchase or sale of the diamond.

While a cert doesn’t state a monetary value of your diamond, it gives you a tangible document that attests to the quality and authenticity of your stone. It can help you “comparison shop” to determine which stone is a better value. It is also used by appraisers to help gauge a stone’s replacement value for insurance purposes. However, if you want to insure a diamond, you still need to obtain a separate appraisal.

Some of the things you’ll find in a standard grading report include: a plotted diagram of the stone, listing all of its significant characteristics, such as its shape, carat weight, color, clarity, exact measurements and proportions, imperfections, and the quality of the stone’s polish and symmetry. The report may also contain comments about the presence or absence of fluorescence in the diamond and the quality of its cut.

Appraisal – This is a document that states the approximate insurance, replacement or estate value of an item. It is required by insurers. The value of a piece of jewelry is calculated by appraisers using a number of different factors, which typically include: current retail prices in that regional market; cut, color, clarity and carat weight; the weight of the precious metal; the origin of the materials used; and the craftsmanship of the piece. The more detailed and accurate an appraisal report is, the less likely it will be challenged by insurance companies, the IRS, divorce lawyers or competing appraisers. Many appraisers also plot gemstones and use photos and/or diagrams as additional documentation.

Insurance – Many retail jewelers offer insurance options to customers through a partnership with an insurance firm. Policies can vary greatly and should be researched and compared against one another. A second option for you would be to add the coverage to your existing homeowner’s policy. Check with your agent about what is covered and what isn’t. A third option would be to contact an outside firm that specializes in separate jewelry insurance policies, such as Jewelers Mutual.

The Jewelry Insider

April 11, 2014

A Midwest metal dealer purchased a rare gold Faberge egg worth $33 million at an antiques mart. Yes you read that right – the egg is worth $33 million. It gets even better, the metal dealer meant to melt down the egg for scrap!

$33 Mil Faberge Egg, Photo Credit: www.nydailynews.com

Luckily, he googled the words “egg” and “Vacheron Constantin,” and found an article on surviving Faberge eggs that quoted Kieran McCarthy, Director of London antique dealer Wartski, and showed a photo of his egg. Google knows all!

McCarthy commented, “[The egg] contained a Vacheron Constantin watch, so [the metal dealer] figured he could sell it slightly above market value.” Purchased from the antique mart for $14,000 he was planning on selling it for $15,000.

$33 mil Faberge Egg Watch, Photo Credit: www.veooz.com

McCarthy traveled to the man’s home where he found the egg in the kitchen next to a cupcake (where else?). When he told the metal dealer what he had discovered and he dropped to the floor. That would probably be our first reaction as well, and then of course we would begin drafting a list of future purchases, diamond jewelryobviously included.

$33 mil Faberge Egg & Cupcake, Photo Credit: www.nydailynews.com

Wondering just why this egg is so important and worth $33 mil? It is one of the lost Imperial Eggs designed by Carl Faberge. There are 50 imperial eggs in total. The location of 42 eggs is known, but eight are missing. Five are thought to be destroyed, but there are three out there in the world somewhere, well now two (we wouldn’t mind finding one in our Easter basket).

It’s reported the egg has been sold for $33 million to a private collector, although the exact total can’t be confirmed. The collector is allowing the egg to be displayed at Wartski in London from April 14 to April 17, so check it out if you’re in London!

If we could, we would definitely head over to the Wartskiand memorize every detail of that egg. We’re thinking “egg hunt” if you know what we mean…

Royal Wedding Jewelry: Catherine Wears Cartier & Robinson Pelham

The royal wedding jewelry shining from Kate Middleton (now Her Royal Highness Catherine, Duchess of Cambridge) was an understated display of elegance, grace and delicate diamonds.

The Tiara:

The subject of MUCH speculation, Kate ‘borrowed’ the Halo Tiara from The Queen’s coffers, which was made by Cartier in 1936. The Queen’s father, then the Duke of York, bought the bauble for the Queen Mother, then the Duchess of York (still with me?), who then gave it to her daughter – then Princess Elizabeth – on her 18th birthday.

Set in platinum, the priceless jewel is made from old and baguette-cut diamonds, with the upper part forming a range of lotus flowers and the lower ‘zig-zag’ part forming a removable piece that can be used as a bandeau.

No word yet on whether or not Catherine gets to keep it for her own collection – or if it’s just a loaner. Stay tuned!

The Earrings:

Kate’s understated earrings by Robinson Pelham were a gift from her parents – and were specifically designed to match her tiara. Nice touch.

According to Today Show blogger, The Windsor Knot, the earrings are diamond-set stylised oak leaves with a pear-shaped diamond drop and a pavé-set diamond acorn suspended in the centre.

Inspiration for the design comes from the Middleton family’s new coat of arms, which includes acorns and oak leaves. Cool.


The Ring:

Kate’s wedding band, which ALMOST didn’t make it on her ring finger (nice work, Wills) is a rare band of Welsh gold by Wartski, who also crafted the Welsh gold wedding bands for Prince Charles and Camilla.

Prince William famously declined to wear a ring because he ‘doesn’t have a taste for jewelry’. It’s a happy day. I’ll leave this as a rare “No comment”.

Overall, we witnessed a delicate diamond display that’s in keeping with Kate’s understated jewelry style. We’ll see how long that lasts now that she has access to The Queen’s stash!

Bling at Perez Hilton’s Blue Ball Birthday Bash

Jewelry sparkled at gossip queen Perez Hilton’s 33rd birthday party in LA this weekend, where the blue-themed bash brought out everyone from Dancing With The Stars divas and Real Housewives to Disney starlets and 80s popstars.

In other words? A D-listers dream come true.

What jewelry hound worth their salt doesn’t love a Real Housewives of Beverly Hills appearance, right?

Adrienne Maloof Alert! This gazillionairesse has enough in the coffers to create this crazy cart-heavy cuff out her her son’s names!

Taylor Armstrong wore this serious blue gemstone statement necklace to go with her perma-smile.

And my favorite BHHW, Kyle Richards, rocked it with this cool winged pendant thing happening. Like!

Other bejeweled divas were 80s chaunteuse, Deborah Gibson, who wore what appeared to be a sapphire and diamond choker and a crazy cuff with her blue sequined mini.

And Disney diva, Selena Gomez, was Perez’s personal arm candy in blue jewels that appeared to be painted on.

The “hot mess” highlight was the why-is-she-still-famous? Aubrey O’Day, in a blue Little Red Riding Hood get-up with some strange strands. Huh?

It’s never dull, right? Thoughts?

The Jewelry Insider

January 12, 2011

What would my life be without a Lindsay Lohan jewelry post, right? After 90 days at Betty Ford, Li-lo is on the loose again, and the jewelry buzz is following her like a neglected puppy dog.

But let’s all share a moment of silence, shall we, and send out our most positive thoughts that instead of ‘misplacing’ loaner jewels or ‘borrowing’ samples from her friends’ launch parties, Lindsay’s jewelry news will take a more legitimate turn for 2011.

So far, so good.

Apparently, jeweler Pacal Mouawad (famed for partnering with Nicole Richie on her House of Harlow line, among other stars) lunched with Lohan where they reportedly ‘discussed’ a jewelry line of their own.

And what did she get for her trouble? How about a 10-carat diamond heart Rosette necklace worth $25,000 smackers? I’d stay off the sauce if I were you, sister.

“Lindsay is looking great, she has a positive attitude, and we are looking forward to an amazing 2011 spending a lot of time together,” Mouawad told people.com.

To be continued…

The Jewelry Insider

December 16, 2010


Resetting diamond jewelry is one of the most cost effective ways to get more use out of those jewelry box lingerers that never get to see the light of day.

Old rings that have been relegated to those dark corners like a diamond you’ve inherited or a generous gift that well, just isn’t your taste – now’s the time to hunt them out.

While some folks want to sell their jewelry these days, remember the resale price of a diamond ring is way below the price paid for it. Most people after finding out how much they’ll receive decide it’s not worth selling, but then have no idea what to do with the ring.

Why not reset it and forget it? One of the most popular ways to reset a diamond ring is either to take out the diamond and set it as a pendant, or reset the diamond with smaller gemstones surrounding it, to give it an entirely different look and feel.

If you have an heirloom the question of to reset or not can be fraught with emotional issues. After all, this ring may have been passed down from generation to generation and to take it out of its originally setting is almost like breaking the chain. If you do decide to reset, then when you talk to your jeweler, find out about having an antique setting that is more to your taste, but still keeping within the era of the original setting. If you do decide to take the resetting plunge, make sure you go to a reputable jeweler that specializes in resetting. Spend time with the jeweler and make sure you’re confident that they understand what you’re looking for.

A good idea is to have the diamond graded by a professional gemological laboratory such as IGI or GIA. They’ll examine the stone and you’ll receive a diamond certificate detailing the diamond’s properties. That way if any queries arise when you receive the diamond back in it’s new setting you can re-check that it is the same stone. Make sure the jeweler insures the stone during the period they have it. If they don’t make sure your insurance covers the diamond during this time.

Find out how long it will take to reset the stone – you don’t want any nasty surprises. If you’re having additional stones in the new setting, make sure they’re the quality you want, ask to see a sample of the types of gems of diamonds that will be surrounding the diamond, together with your diamond. Some colors or diamonds reflect in the main stone, making the stone appear duller than it is (and vice-versa, they may bring added brilliance to your gem).

The same applies if you’ve having it set in gold. Some diamonds appear to have a more pronounced yellow tint when set in yellow gold. White gold or platinum may make the stone appear more colorless.

No matter what you decide, giving your diamonds a facelift is a great way to get more bang for your buck in these trying times. And you have recycling bragging rights you can cart out in front of all your eco-friendly pals. Seems like a win-win to me. Good luck!

The Jewelry Insider

December 15, 2010

And YOU get a pink diamond! And YOU get a pink diamond! And YOU get a pink diamond!..

And I’m getting a headache from hearing about all the crazy schwag these ‘Oprah’s Ultimate Favorite Things’ audience members are making out with.

From a $2,500 Philip Stein watch, studded with 58 diamonds; $1,900, 1.17-carat Dana Rebecca earrings, featuring 100 diamonds; $525 Judith Ripka earrings made with canary crystal stones and white sapphire accents and…

A. TRIP. TO. AUSTRALIAAAAAAAHHHHHH!!!!!!!!

…these folks are getting more free stuff than Debra Messing at a pre-Oscar gift bag party.

But this latest little freebie for 6,000 folks in Oprah’s Australian audience has me really drooling with envy: a necklace featuring a real pink diamond designed in the shape of an ‘O’ (of course).

It makes sense that Australia’s famous diamond exporter, Rio Tinto is in on the action – and because they are the largest supplier of pink diamonds, it makes even more sense that they’d create a style for the Divine Miss O with that coveted stone as the centerpiece.

The AP reports the one-off design uses “Australian colors” and features seven diamonds including a rare pink Argyle diamond mined from its operations in Western Australia’s Kimberley region.

And now 6000(!) audience members are going away with one for friggin’ free.

What’s next? Free cars? Oh, right….

No pics have surfaced of the O-inspired style since the show won’t air until later this season, but I’m sure the piece will look something like this:

Or this:

Which reminds me. Circle pendants (a style that Oprah sent off into the jewelry stratosphere back in 2006) are a great, classic way to gift the women on your list this holiday – for romance, friendship, good parenting, rockin’ “round” the Christmas tree (sorry) – the look is universally wearable.

And affordable. Circle back to JewelClub for their stash of circle styles – many under $100 (like this one for just over $50!).

And Oprah? If you’re listening? I’ve been a very good girl this year….